Cats-dogs.co.uk | Pet Advice

Pet Insurance Advice

There are three basic categories of pet insurance. These are:

- Pet cover limited by year
- Pet cover limited per condition
- Pet cover limited per condition for a maximum of 12 months.

When buy pet insurance it is very important to know exactly what you are buying since if your pet develops a serious illness it could be disastrous if your claim is limit is reached and you are unable to obtain pet insurance elsewhere.

Pet Cover Limited by Year

This is one of the best types, although likely to be the most expensive since each condition or claim will be paid up to an annual maximum. If you continue to pay your premiums then you can continue to claim for the same condition indefinitely. Of course, premiums may rise over time.

Pet Cover Limited per Condition

Each condition is insured up to a maximum cash mount. Once the limit is reached no more claims can made for that particular condition.

Pet Cover Limited per Condition for 12 Months

Policyholders can claim up to a maximum sum insured for any one condition for up to 12 months after diagnosis. After this time no further claims can be made for that condition.

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